I think the definition of cyber crime is what is important here. I think there are huge buildings with call centers in India dedicated to cyber crime. Thousands of people. Nothing to do with tech skills. Here is Mark Rober basically bringing the war to their shores with incredible pranks: [this video]
> My second thought was the majority of this type of fraud is probably from foreign impersonation, not Americans. There's an industry for it in India, because they can source english call center workers there fairly easily. The youtuber Mark Rober ran into a couple of US mules for these sorts of scams while working on one of his prank videos, and decided to team up with some other youtubers to troll some of these companies in India. The video on it is worth watching: [this video]
Mark Rober's prank trolling Indian scam call centers
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